How to Invest in Gold

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AIG World Gold Fund A Case for Investing in Gold » Gold Market Update - June 2010 » Why invest now? There is an increasing investor demand for Gold in these financially turbulent times. Gold mining stocks generally outperform Gold and Gold ETFs during periods of rising gold prices. Gold mining stocks have earnings and resources leveraged to the price of gold. In other words, as the price of gold rises, profits of gold-mining stocks tend to rise even more in percentage terms. The underperformance of Gold Mining Stocks during the 2008 meltdown has made them relatively more attractive vis-a-vis Gold and Gold ETFs. Normally a 5-10% exposure to Gold (Bullion + ETFs + Gold mining stocks) in an investor's portfolio is recommended by most financial advisors. Presenting AIG World Gold Fund The AIG World Gold Fund is an open-ended Fund of Funds scheme that invests in the equity of gold mining companies through Falcon Gold Equity Fund based in Zurich. "Falcon Gold Equity Fund wins Lipper Fund Awards 2010" Falcon Gold Equity Fund, the underlying fund of AIG World Gold Fund, has been awarded Best Fund two years in a row at the Lipper Fund Awards 2010 in the category Equity Sector - Gold and Precious Metals for the 3 year and 5 year performance periods. (Past performance may or may not be sustained in future) For details on the Award methodology, please visit http://www.lipperweb.com For Scheme specific Risk Factors and other details, please read the Scheme Information Document and Statement of Additional Information carefully before investing.

PRAMERICA Mutual Fund launched

PRAMERICA Mutual Fund launched. Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4uplanner@gmail.com [Disclaimer: Mutual Fund Investments are subject to Market Risks. Investors are advised to read the Offer Documents & Other Risk Factors carefully before investing in any scheme. Past performance may or may not be repeated in future. * Insurance is the subject matter of solicitation.]

Super Performing Funds for SIP

Kindly DOUBLE CLICK ABOVE LINK / TITLE FOR FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4uplanner@gmail.com [Disclaimer: Mutual Fund Investments are subject to Market Risks. Investors are advised to read the Offer Documents & Other Risk Factors carefully before investing in any scheme. Past performance may or may not be repeated in future. * Insurance is the subject matter of solicitation.]

Save Tax - ICICI Tax Plan

Wealth4u/FaceBook-Profile

 

ICICI Prudential TAX PLAN

Rs. 1,00,000 invested in Dividend Option 1999 (on inception) Has paid total tax free Dividend of Rs. 3,87,000 Value of investment as on 4th Oct, 2010 after paying all dividend is Rs. 2, 25, 500

Dividend History

Sr. no.	Date	% Dividend	Dividend Paid
1	12/03/2000	60.00	60,000
2	24/07/2003	12.00	12,000
3	25/03/2004	45.00	45,000
4	28/12/2004	25.00	25,000
5	24/08/2005	25.00	25,000
6	23/03/2006	50.00	50,000
7	11/10/2006	25.00	25,000
8	02/09/2007	50.00	50,000
9	17/08/2007	20.00	20,000
11	18/07/2008	15.00	15,000
12	12/04/2009	40.00	40,000

Total Dividend

387.00

3,87,000

Rs. 1 Lakh invested in Growth option has grown to More than 15 Lakhs in 11 years (as on 4th Oct, 2010)

		Partner Name "wealth4u" Email Id: wealth4uplanner@gmail.com

Investments in Mutual funds are subject to market risks. Please read the offer document carefully before investing. Past performance may or may not sustain in future & should not be used as a basis of comparison with other investment options.

-

IDFC 1st to Launch Infra Structure Bonds to Save Income Tax as well as Earn Guaranteed 8% interest

Dear Income Tax Payer,


*Invest in*
IDFC Long term
Infrastructure Bonds
*("LAAA" Rated)*

Save tax upto Rs. 6,180*

LAST DATE 18th Oct 2010

    Under sec 80CCF, one can invest upto Rs. 20,000 for additional tax
    deduction in addition to the current Rs. 1,00,000 tax slab.
    Moreover these bonds offer one, the stability of fixed returns and
    ensure safety of capital.

*Benefits of investing in IDFC Infra Bonds*

  * *After having utilized the 1 lakh limit under section 80C, the
    budget has provided with a new section under section 80CCF whereby
    a person could save further Rs. 6180/- in highest tax bracket, by
    investing Rs. 20,000 in IDFC Long Term infrastructure bonds.*
  * *It helps in intermediating the retail investor's savings into
    infrastructure sector directly.*
  * *Investors can mortgage or pledge these bonds to avail loans after
    the lock-in period.*
  * *No TDS shall be deducted.*

/Mandatory Requirement: DEMAT account and PAN./
/NRI clients cannot apply in the issue./

In case U do not have a DEMAT, U need to apply IMMEDIATELY since it may take at least 10 days.

                     

Long term infrastructure Bonds What are infrastructure bonds? In 2010, the government introduced a new section 80CCF under the income tax act to provide for income tax deductions for subscription in long-term Infrastructure Bonds. These bonds offer an additional window of tax deduction of investments up to Rs. 20,000 for the financial year 2010-11. This deduction is over and above the Rs 1 lakh deduction available under sections 80C, 80CCC and 80CCD read with section 80CCE. Infrastructure bonds help in intermediating the retail investor's savings into infrastructure sector directly. Long term infrastructure Bonds by IDFC The issue of Infrastructure bonds by IDFC is the first public issue of Long-term infrastructure bonds. These bonds have got a very high rating of LAAA by rating agency ICRA. Series 1 2 3 4 Face Value Rs 5000 per Bond Minimum number of Bonds per application* Two Bonds and in multiples of one Bond thereafter.  For the purpose of fulfilling the requirement of minimum subscription of two Bonds, an Applicant may choose to apply for two Bonds of the same series or two Bonds across different series.  Interest payment Annual Cumulative Annual Cumulative Interest  Rate 8.00% p.a. N.A. 7.50% p.a. N.A. Maturity Amount per Bond Rs. 5,000 Rs. 10,800 Rs. 5,000 Rs. 10,310 Maturity 10 years from the Deemed Date of Allotment Yield on  Maturity 8.0% 8.0% compounded annually 7.50% 7.50% compounded annually Buyback Facility N.A. N.A. Yes Yes Yield on Buyback N.A. N.A. 7.50% 7.50% compounded annually Buyback Amount N.A. N.A. Rs. 5,000 per Bond  Rs. 7,180 per Bond Tax adjusted yield to investors Investment Amount Tax Slabs   20000   Series 1 Series 2 Series 3* Series 4* 30.90% 13.89 12.06 17.19 15.74 20.60% 11.57 10.52 13.41 12.57 10.30% 9.64 9.18 10.23 9.86 Invest in IDFC Bonds Today The bonds don't attract any TDS The interest accrued on the bonds will be credited to the respective bank registered with the demat account through ECS on the due date for interest payment The bonds will be listed on NSE and BSE and can be traded after the 5 year lock-in period Investors can mortgage or pledge these bonds to avail loans after the lock-in period. An investor would need a demat account and pan card to invest in these bonds. The bonds will be issued only to Resident Indian individuals (major) and HUF An applicant may subscribe to all the four options but the minimum application under each option shall be one bond i.e., Rs. 5,000 Interest on the bonds shall be payable on annual or cumulative basis depending on the series selected by the bond holders http://www.idfc.com/infrastructure_bonds.htm http://www.idfcsski.com/CMT/Upload/ArticleAttachments/IDFC-Bonds%20Issue_Prospectus_Tranche_final.pdf http://www.njindiainvest.com/uploads/webnest/admin/idfc_pn.pdf

NJ Partner Company "wealth4u"

Email Id: wealth4uplanner@gmail.com
       
*Disclaimer: NJ India Invest Pvt. Ltd. / wealth4u do not take any responsibility or liability, expressed or implied, whatsoever for any investment decisions made or taken by the readers of this mail based on its content thereof. The mail readers are strongly advised to exercise due caution and/or verify the contents and/or take independent professional advice before making any investment decisions based on any information, content, statement, opinion expressed or implied in this mail. All rates are subject to change. *

 

Launch of e-Voting facility for Investors as Equity Share Holders

 Launch of e-Voting facility for Investors as Equity Share Holders.

This information is being brought to you by 

wealth4u /  http://wealthforyou-wealth4u.blogspot.com/

as an educational effort / knowledge sharing service.

A revolution is in progress....the facility for Investors as Equity Share Holders viz.  e-Voting is being implemented by CDSL who provide you with convenient, dependable and secure depository services.

 

Your CDSL demat account is now providing e-Voting facility through CDSL Ventures Limited (CVL), a wholly owned subsidiary of CDSL is yet another stride to empower the esteemed investors.

 

What is e-Voting?

 

e-Voting is a facility available to the Companies to enable their shareholders to cast their vote electronically on the resolutions requiring postal ballot.

 

How does it benefit the shareholders of the Company?

 

• e-Voting is an internet based platform which enables investors to take part in the decision making process of companies in the comforts of their homes or offices.
• The shareholders can vote easily on any number of resolutions for any number of companies in which they are eligible to vote.
• Shareholders can also view the resolution file on the e-Voting website.
• Filling up of physical Postal Ballot and returning it to the Company, is not required to be done by the investor.
• Provides ample time to vote – Till the last day & last minute.
• There is no scope for invalid votes.

 

This service is offered absolutely free of cost to investors.

 

For further information do visit us at: www.evotingindia.com

 

e-Voting makes your vote count 'Wherever & Whenever'

 

Evergreen Investment Mantra

Once again the methodology of SIP investment has proved it's worth. Do check your valuation report where you will be surprised to discover an average return of 40% to 50%. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4uplanner@gmail.com

ICICI Pru Life Insurance Presentations of New Products / Brochures

Subsequent to reduction in commissions to Insurance Agencies, all Life Insurance companies are in the process of re-launching their products and offerings in new designs and improved customer friendly features , in particular investment criteria.

Here are ICICI Pru Life Insurance Presentations of New Products / Brochures.

Did anyone convince you / that is FOOLED u to buy BEFORE 1st Sept. 2010,  ULIP policy with 3 year lock in period ?.

Better GET HELP from LEARNING INITIATIVES by "wealth4u".

सस्नेह

wealthforyou-wealth4u.blogspot.com/

Wealth4u/FaceBook-Profile

Sonia Gandhi

Hi,
Soon all of us will be eating genetically contaminated food. The Cabinet has just approved the Biotechnology Regulatory Authority of India (BRAI) bill which will allow genetically modified food into the country. The bill can be tabled in the Parliament anytime.

The BRAI will be a body of technocrats whose decisions will remain unquestioned. Our state governments and people like us will not be able to question this body.

To stop this, Greenpeace, a civil society organisation working on varied issues including sustainable agriculture, is sending an open letter to the National Advisory Council (NAC) Chairperson Mrs Sonia Gandhi. The letter asks her to make the Government re-draft this bill after consulting the public. I have already signed this letter and more signatures will make the case stronger.

Can you also sign this letter to Sonia Gandhi?

www.greenpeace.in/safefood/change-brai-bill-stop-gm-food-india/

Thanks!know sent it to you from the Greenpeace site. Greenpeace retains no information about individuals contacted through its siut your consent -- although your friends could, of course, send you another message.

New Concept ---PMS of Mutual Funds

WHY NOT INVEST IN MUTUAL FUND
DIRECTLY ?........
Too Large choice of managers and schemes
Difference in scheme returns is huge
Investors invest on psyche and emotions
Over-divesification observed in investor portfolio
Asset Allocation – Discipline is not followed
===========================================WHY INVEST IN MUTUAL FUND

THROUGH PMS?........Read along at the 

LINK HERE to NJ PMS of Mutual Funds
Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO PRESENTATION giving FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone No.. OR contact by email wealth4uplanner@gmail.com .

NJ : Updates Process - PMS of M.F.

Please find attached a comprehensive user manual and Sample of Application Form which will help open
PMS Accounts with NJ / "Wealth4u".
HERE. PMS Instruction Manual + Sample Form.

Further, below would be the brief steps for opening a PMS Account.

"Wealth4u" will collect the forms and required documents from Client
and will inform the Client regarding the IPV to be done by NJ India
and Respective Bank Official & also will take a suitable time for IPV
to be done - (Date should be T+2 day after the submission of form at
PSC)
"Wealth4u" will submit the duly filled form along with required documents
at NJ PSC and CRO will check the form and documents (Incomplete forms
/ forms with incomplete documents shall not be accepted)
For all complete forms entry will be done in PMS Trax by CRO.
NJ IPV executive with the Bank executive will complete the IPV and
form will be dispatched to NJ-HO.
On receipt of the forms at NJ-HO, final audit will be done and necessary
accounts will be activated and clients will be informed under
consulation to "Wealth4u".
Note: Normal TAT for opening a PMS Account is 15 days from the receipt
of form at NJ HOs.

Super Investment Facts - Best Performing SIP Fund

Hello,
Bet you will not find a better opportunity of WEALTH CREATION than these Best Performing S.I.P. schemes listed here.
LINK TO Best Performing SIPs.
Note the facts and do compare with any other option.
--

Home Property / Real Estate in Navi Mumbai

Home Property / Real Estate in Navi Mumbai

Project Name Location Units Dimensions (Sq Ft) Rate     Possession

Arihant Sparsh     Vashi     3.5 BHK           1900                            5900 onwards            Dec-2010

Wadhwa Palm Beach Nerul       2.5-3 & 4 BHK 1395-1825-2115                      8500 onwards            0ct-2011

Arihant Abhilasha Kharghar 2 BHK         1100                                      3800 onwards           Dec-2012

Arihant Aradhana Kharghar 2 BHK         1085-1130                                  4200 onwards       Jul-2010

Hex blox           Kharghar             2-4 BHK             1230-1400                      4545 onwards       Aug-2010

Kesar Exotica   Kharghar       2/3/4 BHK             1215-2590                     5600 onwards        Jul-2010

Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone No.. OR contact by email wealth4u@consultant.com.

Real Estate Projects around Mumbai

• 'wealth4u' in partnership with NJ Real Estate offers a total of 57 projects around Mumbai.
• Do take the benefit of dealing thru' a large Distributing Agency which will be there for a long time to come and also can take up strongly the customer requirements to builders; unlike a small time individual.
• NJ Realty distributes only a select Housing projects after due verifications of Title and other documents.

 Kindly DOUBLE CLICK ABOVE TITLE or this LINK here Real Estate Projects around Mumbai
 for FURTHER DETAILS such as Project Name, Location, Types of dwelling units, Area , Rate and date of possession.------------
-----------------------------------------------------------Do write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4u@consultant.com.

VALUE STRATEGY PMS by Motilal Oswal

Kindly DOUBLE CLICK ABOVE TITLE "VALUE STRATEGY PMS by Motilal Oswal" for LINK TO FURTHER DETAILS regarding "Being Focussed and Disciplined ....the ZEN of Investing".

---------------------------------------------------------------------1 crore invested in Value PMS in June 2003 is worth 9.72 crores as on 31st March 2010. For the

same period 1 crore invested in Nifty is now worth 4.96 crores.

Bank FD under Rs. 2 Crore; and Value of Rupee is half. So Bank FD is worth the same or LESS...NO GAIN whatsoever in FD.

Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4u@consultant.com

VIP The New Champion for Regular Investors

PERFORMANCE – VIP VS SIP---Do Compare!

Kindly DOUBLE CLICK ABOVE TITLE "VIP -

The new Champion for Regular Investors."

FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR contact by email wealth4u@consultant.com

PMS schemes surpass mutual funds in returns

PMS schemes surpass mutual funds in returns......that was Oct. 2005.......How is it 4 years later ?

Find out more at Learning Workshops of "wealth4u". Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. OR just drop a line to wealth4u@consultant.com

What is Beneficial ?--To invest NOW OR AFTER 1 JULY ?

You would have of late received telephone calls and emails from agents of INSURANCE Companies 

such as LIC, Birla SunLife, ICICI Pru etc etc 

proposing "several attractive schemes of investments where 

you need to pay money ONLY FOR 3 YEARS; and No Further."

DO YOU KNOW THAT THESE SCHEMES ARE GOING TO CLOSE with effect from 1 July 2010 ?

We at http://wealthforyou-wealth4u.blogspot.com/ received few queries as to 

"Whether one should invest in these schemes NOW OR WAIT TILL 1 JULY ?"

"wealth4u" is glad to announce a SHORT [ just half an hour duration ] PRACTICAL LEARNING WORKSHOP on this very issue; and attempt to explain with reasons.

Kindly note that "wealth4u" supports NO Spot Admissions.

Admissions will only be by Prior Booking.

Email confirmation will be accepted.

Timing- various { pl. inquire }.

The fees is Rs. 200/= only.

Half of this goes to charity.

The Return on this Investment will be many fold --many times over.

We will calculate it for you.

 

 

With Warm regards,

  "wealth4u"

Mirae Asset Emerging Bluechip Fund (G)

 Mirae Asset EMERGING BLUE CHIP Mutual Fund-Presentation. 

Yesterday's Mid-caps today's Large-caps

Sr. No.	Company	Market Capitalization(Rs Crores)		Absolute Change (%)
		30-Apr-04	30-Apr-10
1	United Spirits Ltd.	297.39	15793.48	5211%
2	Reliance Capital Ltd.	1856.72	18158.42	878%
3	JSW Steel Ltd.	1174.81	22962.13	1855%
4	Kotak Mahindra Bank Ltd.	2350.44	25711.87	994%

For illustration purpose only. Source: Bloomberg

Note: During the same period i.e. between 30th Apr 2004 and 30th Apr 2010, BSE Sensex delivered 210% returns on an absolute basis. Past Performance may or may not be sustained in future.

The companies/sectors referred in this document are only for the purpose of explaining the concept of Mirae Asset Emerging Bluechip Fund and should not be construed as recommendations from Mirae Asset Global Investments (India) Pvt. Ltd. (Mirae Asset AMC)/ Mirae Asset Mutual Fund). The stocks indicated above are illustrative & may or may not form part of portfolio.

Why Emerging Bluechip companies now?

Emerging Bluechip companies offer relatively better return potential as is evident from the reasons below:

1. Performance:
   Data analyzed over the past several years shows that small and mid-cap indices have outperformed large-cap indices. A consistent track record of outperformance by emerging Bluechip companies makes them an exciting investment proposition.

Source: MFI Explorer as on as on 30th April 2010
The above graph shows the growth of Rs 10000 invested on April 30, 2002 in S&P Nifty and CNX Midcap. The amount invested in CNX Midcap Index has grown far more to Rs 74,778 while that invested in the S&P Nifty has grown to Rs 52,600.
Past Performance may or may not be sustained in future and is no guarantee of future results.
2. Point to Point Performance:

   Date	YTD* Absolute	Last 6 months Absolute	Last 1 year Compounded Annualized	Last 3 years Compounded Annualized	Last 4 years Compounded Annualized
   CNX Midcap	8.5%	22.5%	108.8%	15.4%	11.9%
   BSE Sensex	0.5%	10.5%	54.0%	8.2%	9.9%
   S&P Nifty	1.5%	12.0%	51.9%	8.9%	10.4%

   Source: MFI Explorer as on 30th April 2010: *YTD indicates Year to date returns from 01/01/2010 to 30/04/2010
   Past Performance may or may not be sustained in future and is no guarantee of future results.
3. High earnings growth:
   CNX Mid-cap Index is offering higher earnings growth for FY11 and FY12 (based on consensus forecasts) compared to Sensex. Momentum in earnings upgrade cycle for CNX Mid-cap Index has sustained versus pause/ decline in earnings for Sensex.
4. Reasonable valuations:
   CNX Mid-cap index is trading at 20-30% discount to Sensex based on P/ E and P/ B ratio which makes investing in mid-cap funds an attractive proposition.
   Source: CLSA, Feb 2010
5. Future scope:
   There is scope for P/E multiples to expand when a company moves up from a small/ mid-cap size to a large-cap
6. Growth prospects:
   Mid-cap stocks offer better growth prospects due to presence in a new segment or area that is growing at a faster pace.
   
   
   Why mid-caps should be a part of your portfolio?

   The right mix of mid-caps in your portfolio can help one optimize risk adjusted returns. As seen in the table below, a mix of 50% investments in large-cap and 50% in mid-caps leads to the right mix of returns and risk ratio.

   

   Source: Bloomberg, April 2010

   Past Performance may or may not be sustained in future and is no guarantee of future results.

   Fund Features

   Investment Objective	To generate income and capital appreciation from a diversified portfolio predominantly investing in Indian equities and equity related securities of companies which are not part of the top 100 stocks by market capitalization and have market capitalization of atleast Rs. 100 crores at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.
   Fund Type	An open ended equity fund
   Management Style	Midcap fund with no theme/style bias.
   Plans & Options	The Scheme shall have a Regular Plan and offers two options viz., Growth and Dividend. Dividend Plan will offer Payout & Reinvestment facility.
   Minimum Application Amount & Minimum Additional Application Amount	Rs.5, 000/- and in multiples of Re. 1/- thereafter. Additional investments in an existing folio can be made for Rs.1, 000/- and in multiples of Re.1/- thereafter.
   Benchmark	CNX MIDCAP Index
   New Fund Offer Price	Rs. 10 per Unit

Mirae Asset Emerging Bluechip Fund (G)

Issue Open  24-May-2010

Issue Close  22-Jun-2010

Scheme Objective
Mirae Asset Emerging Bluechip Fund, is an open-ended equity fund. The investment objective of the scheme is to generate income and capital appreciation from a diversified portfolio predominantly investing in Indian equities and equity related securities of companies which are not part of the top 100 stocks by market capitalization and have market capitalization of atleast Rs.100 Crores at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.
Mutual Fund Family	Mirae Asset Global Investment Mgmt (I) Pvt Ltd
Fund Class	Equity Diversified
Fund Type	Open-Ended
Investment plan	Growth
Fund Manager	Gopal Agrawal / Neelesh Surana
Entry Load	0.00 %
Exit Load	1.00 %
Comment	Exit Load: 1.00% If redeemed within 1 year (365 days) from the date of allotment

 

With Warm regards,

  "wealth4u"