Saved Your Taxes Yet? Try Birla MF

Dear Investor,

REAL ESTATE / ORBIT RESIDENCY at ANDHERI

Dear all,


Greetings from team wealth4u and NJ Realty!!!

Orbit Residency Park



Please find below the details of the project for your kind perusal.

Location: Andheri - Saki Naka

Highlights:

Orbit Residency Park is a gated residential complex located in close proximity to the suburban business districts of BKC, SEEPZ MIDC and Powai.
.........Furthermore, it is just 1½ kms from the international airport, 2½ kms from the domestic airport and at a 3 minute walking distance from the proposed metro station................
 The apartments are designed specifically keeping in mind the requirements of optimum utilization of usable space. The project has been planned in a way so as to offer comforts of a home coupled with lifestyle amenities.

Area details:

1. 1½ BHK - approx 821 sq ft (subject to availability)

2. 2 BHK - approx 1020 sq ft

3. 2½ BHK - approx 1114 sq ft

4. 3 BHK - approx 1415 sq ft

6. 3½ BHK - approx 1463 sq ft

7. 4BHK – approx 2000 sq ft

Rate: 7900 - 8100 (Floor rise applicable)

Booking Amount

1.5 BHK - 1.5 Lac

2.5 BHK - 2.5 Lac

and so on...

Project to be complete in another 3 years.



Please find enclosed herewith the e-brochure for your ready reference.
http://www.megaupload.com/?d=821BG4QA


Project greeted with huge response.................
-- Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS.
................................Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO................................

ICICI Tax Plan

 

 

	ICICI Prudential Tax Plan
	No 1 in Performance on 1 Year CAGR basis (I.E. 131.36%). Fund Rank 1by CRISIL, Nov. 09. Best ELSS to Buy recommended by : Money Control. Top ELSS recommended by : Mutual Fundsindia
	Track record of more than 10 Years.
	NAV is greater that Rs. 100 per unit. Scheme has multiplied investments of NFO Investor by 12.5 times since inception (NAV as on 15 Jan 2010 Rs. 125.19).
	AAuM of the Fund is greater than 1000 Crores as on 31st Dec 2009.
	wealth4u  Mob:9322644228 Email Id: narawane.s@gmail.com
	Mutual Fund Investments are subject to Market Risks. Investors are advised to read the Offer Documents & Other Risk Factors carefully before investing in any scheme. Past performance may or may not be repeated in future.

Tax Saving MF Recommendations

Tax Saving MF Recommendations are as under..............

IDFC Tax Advantage (ELSS) Fund,

Canara Robeco Equity Tax Saver Fund,

HSBC Tax Saver Equity Fund,

Taurus Tax Shield,

Kotak Tax Saver,

Axis Tax Saver Fund,

Reliance Tax Saver Fund,

ICICI Prudential Tax Plan,

& HDFC

,

THE power of debt is tremendous

THE power of debt is tremendous!.

On one hand, it can helps you achieve your goals.
On the other, it can destroy you.

Mantras for borrowers, therefore are as under.....

1. According to financial planners, the EMI amount should not exceed
30 to 35 per cent of your monthly income.

2. Take a home improvement loan instead of a personal loan. The
interest on a home improvement loan is 13 to 15 per cent. The interest
on a personal loan is between 13 to 30 per cent.

3. Remember the maxim: Do not borrow to invest. NEVER ever borrow from
a bank to speculate; it may land you in trouble.

4. Power of attorney must not be given to anyone. NEVER blindly trust
the brokerage firm and gave them the authority to invest his money.
Unfortunately for him, they lost all his money, and worse still, he
has no recourse.

Most importantly, although some purchases may merit borrowing, know
where to draw the line. Get your priorities, right and you will always
be 'indebted' to yourself for this!

Have you borrowed more than you can afford? Check now with "wealth4u".
for a free advice.

Commodity MF Performance Comparison

Mirae Mutual Fund house is globally known for its knowledge of Commodity related business.

So is the performance of their MF scheme

viz. Mirae Asset Global Commodity Stock Fund

http://www.moneycontrol.com/mutual-funds/nav/mirae-asset-global-commodity-stock-fund-regular-plan/MMA032

http://www.moneycontrol.com/mutual-funds/nav/birla-sun-life-commodity-equities-global-multi-commodity-plan-rp/MBS403

http://www.moneycontrol.com/mutual-funds/nav/birla-sun-life-commodity-equities-global-agri-plan-retail-plan/MBS397

http://www.moneycontrol.com/mutual-funds/nav/birla-sun-life-commodity-equities-global-precious-metals-plan-rp/MBS391

Are you Looking for twin benefits, tax saving combined with potential returns ?

Dear INVESTOR, ICICI Prudential Tax Plan is an Open Ended Equity Linked Savings Scheme that aims to generate capital appreciation by investing in equity and equity related securities. Investment philosophy: ICICI Prudential Tax Plan is a mix of large and mid/small cap stock, seeking to provide steady returns. The 3-year lock-in period, allows fund managers freedom to select growth oriented stocks with a long-term perspective without day-to-day liquidity pressure. Key benefits: It offers investors Tax saving (Eligible for tax deduction u/s 80C of Income Tax Act, upto an amount of Rs. 1,00,000) coupled with benefits of long-term equity investments by bringing a unique ýGrowthý dimension to tax-savings. The dividend income is Tax free. The scheme offers significant advantages in terms ý  Potential for higher returns ý Shorter lock-in period of 3 years compared to traditional tax saving instruments$ Invest in this fund if you are: Looking for twin benefits, tax saving combined with potential returns from long-term equity investing Performance at a glance as on 30-October-2009 - Growth Option: *Tarakki does not mean guaranteed future returns. Tax deduction upto Rs.1 lakh is available on investments specified in section 80 C of Income Tax Act. Returns shown above are compounded annualised returns and are calculated considering NAV of growth option. #The returns of 1 year are higher compared to since inception largely due to market recovery. The performance shown above is not necessarily indicative of future returns and may not necessarily provide a basis for comparison with other investments. $ Traditional tax saving instruments may have implicit / explicit guarantee of Government of India or respective issuer for repayment of principal and interest. Partial or pre mature withdrawals are also allowed in some instruments. Investments in ELSS are subject to market risks and the NAV of units of ELSS may go up or down, depending on the factors and forces affecting the capital markets. Partial or pre mature withdrawals are not permitted in ELSS. Investors shall read and understand risk factors before making an investment decision. Statutory Details:ICICI Prudential Mutual Fund (the Fund) was set up as a Trust sponsored by Prudential plc (through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd) and ICICI Bank Ltd. ICICI Prudential Trust Limited (the Trust Company), a company incorporated under the Companies Act, 1956, is the Trustee to the Fund. ICICI Prudential Asset Management Company Ltd (the AMC). a company incorporated under the Companies Act, 1956, is the Investment Manager to the Fund. ICICI Bank Ltd and Prudential Plc (acting through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd) are the promoters of the AMC and the Trust Company. Risk Factors: Mutual Funds and securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Schemes will be achieved. As with any securities investment, the NAV of the Units issued under the Schemes can go up or down, depending on the factors and forces affecting the capital markets. Past performance of the Sponsors, AMC/Fund does not indicate the future performance of the Schemes of the Fund. The Sponsors are not responsible or liable for any loss resulting from the operation of the Schemes beyond the contribution of an amount of Rs.22.2 lacs, collectively made by them towards setting up the Fund and such other accretions and additions to the corpus set up by the Sponsors. ICICI Prudential Tax Plan (An open-ended Equity Linked Saving Scheme. Objective is to generate capital appreciation by actively investing in equity andICICI Prudential Tax Plan equity related securities and for defensive consideration in debt / money market instruments.), Entry Load: Nil. Exit Load: Nil. Investments in the scheme may be affected by trading volumes, settlement periods, volatility, price fluctuations, liquidity risks, market risk, currency risk for investments in foreign securities, lending & borrowing risks, Risks associated with Investing in Securitised Debt, credit & interest rate risks relating to debt investment. ICICI Prudential Tax Plan is only the name of the scheme and does not in any manner indicate either the quality of the Scheme or its future prospects and returns.Past performance is no guarantee of future results. Mutual Fund investments are subject to market risks. Please read the Scheme Information Document, Statement of Additional Information and Addendum(s) of the Scheme carefully before investing. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material. Disclaimer: The information contained herein is provided by ICICI Prudential Assets Management Company. ICICI Bank is merely acting in the capacity of a distributor and there is no direct or indirect linkage between the provision of the banking services offered by ICICI Bank to its customers and their usage of the product or participation in the scheme of ICICI Prudential Assets Management Company. This document or the information contained herein is not an offer, invitation or solicitation of any kind to buy or sell any securities of ICICI Bank/its affiliates or third party and is not intended to create any rights or obligations. The contents of this document are solely meant to inform and is not a substitute for professional advice. Nothing in this document is intended to constitute legal, tax, securities or investment advice, or opinion regarding the appropriateness of any investment, or a solicitation for any product or service. The use of any information set out in this document is entirely at the recipient's own risk. Any investment in any fund/securities etc described in this document will be accepted solely on the basis of the fund's/ securitiesý Offering Memorandum and the relevant issuing entityýs constitutional documents. Accordingly, this document will not form the basis of, and should not be relied upon in connection with, any subsequent investment in the fund/ security. To the extent that any statements are made in this document in relation to the fund/ security, they are qualified in their entirety by the terms of the Offering Memorandum and other related constitutive documents pertaining to the fund/ security, which must be reviewed prior to making any decision to invest in the fund/ security. This document is given only by way of information and is subject to change without notice. No reliance may be placed for any purpose whatsoever on the information contained in this document or on its completeness. ICICI does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out in this document. ICICI Bank disclaims all responsibility and accepts no liability for the consequences of any person acting, or refraining from acting, on such information. Any Disputes / claims/ losses, if any, pertaining to the services or the information communicated herein, may be referred to ICICI Prudential Assets Management Company directly, without any reference to ICICI Bank. The information set out herein may be subject to updating, completion, revision, verification and amendment and such information may change materially. Past performance cannot be a guide to future performance. This document is being communicated to you on a confidential basis and does not carry any right of publication or disclosure to any third party. The recipient undertakes not to reproduce or distribute this presentation in whole or in part, nor to disclose any of its contents without the prior written consent of ICICI Bank or the owner of the information, as the case may be. The recipient will keep permanently confidential any information contained herein and not already in the public domain. The information and/ or intellectual property contained herein is strictly confidential, meant solely for the selected recipient, and may not be altered in any way, nor transmitted copied or distributed in part or in whole to any other person or to the media, or reproduced in any form without prior written consent of ICICI Bank or the relevant owner of the intellectual property as the case may be. Any reference to service levels in this document are only indicative and should not be construed to refer to any commitment by ICICI Bank. This publication is meant for circulation within India only. The bank is not liable or responsible for any loss or shortfall resulting from the operations of the scheme.

NSE - Equities - Historical Security-wise Data

http://nseindia.com/content/equities/eq_scriphistdata.htm

====================NSE - Equities - Historical Security-wise Data in order to CALCULATE C.A.G.R od SHARES & STOCKS.===========Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO..

CAGR of SHARES & STOCKS
==========HOW TO CALCULATE===========EXCELLENT TOOL===================Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO..

Fool.com: Stock Investing Advice | Stock Research

Fool.com: Stock Investing Advice Stock Research Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO..

elss letter path.jpg

New tax camp. 2010 flyer-3.jpg

TAX SAVING MF SCHEMES-3.jpg - Gmail

New tax camp. 2010 flyer-3.jpg - Gmail========================================================================================================

Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS.

Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO..

elss letter path.jpg - Gmail

elss letter path.jpg - Gmail Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO..

REUTERS - Business & Financial News, Breaking US & International News | Reuters.com

Business & Financial News, Breaking US & International News | Reuters.com A great refernce webportal!REUTERS. Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. Insurance is the subject matter of solicitation.

NOC - MF_BrokerChange

To,                                                                                                                              Date:

______________________________

______________________________

______________________________

 

Subject: Request for Change of  Mutual Fund Distributor

 

Reference: Folio No.: ___________________ Scheme Name: __________________

 

Dear Sir,

 

With respect to my investments in the above mentioned folio no., I wish to change       my present distributor and change it to:

Broker code: ARN - 0155              Name: NJ India Invest Pvt Ltd

 

Sub broker code:_____57581_____wealth4u___________

 

 

Kindly make the above changes and send it an account statement

 

Thanking you

 

Yours truly,

 

 

 

…………………………                   ………………………                     ………………………

1^st Applicant Signature                   2^nd Applicant Signature                     3^rd Applicant Signature

(                                               )         (                                             )                     (                                     )

 

 

 

------------------------------------------------------------------------------------------------------------

ACKNOWLEDGEMENT

 

Received an application from ……………………………………………………………

Folio No.: ……………………… in ……………………………………………….Fund for change of distributor code to  ARN – 0155  Sub Broker code-...57581....  wealth4u..........

MF Broker code change NOC

As communicated earlier, SEBI has issued a circular asking all the AMCs to change the distributor of any investor (in any scheme...closed ended/ELSS) when they receive a letter from the investor.

 

The investor does not have to get a NOC from the previous broker.

 

Attached herewith is thea format to be filled by the investors.

Change to NJ and experience the benefits of service & Facilities by NJ.

Please feel free to ask if u have any queries

 

Vision of "wealth4u"

What we at "wealth4u" value most is assisting you achieve your financial dreams. We remain committed to our vision of creating wealth for customers like you; thru our learning programs such as "How to succed in creating wealth and how to avoid pitfalls of investing". We greatly value our relationship, one which will make a great difference to your life. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. Insurance is the subject matter of solicitation.

Birla Sunlife Mutual Fund

Birla Sunlife Mutual Fund Kindly DOUBLE CLICK ABOVE TITLE FOR LINK TO FURTHER DETAILS. Kindly write in the GUESTBOOKER BELOW your feedback, comments, your requirement ALONG WITH your contact INFORMATION including your E-mail ID and Mobile Phone NO.. Insurance is the subject matter of solicitation.

Invest in Superl Performers from ICICI Pru Mutual Funds!

Tax Plan , Dynamic Plan, Discovery Fund &  Focussed Equity Fund from the stables of ICICI Pru MF have given exceptionaly good Returns over long periods including the difficult year 2008.

 

e.g.

Tax Plan gave a return of 127.5 % during last 1 year.

And 38.1 % CAGR over last 7 years.

Excellent tool to CREATE WEALTH & SAVE TAXES PTO Rs. 30,900/=

 

Invest in Superl performers from ICICI Pru Mutual Funds!

N.S.E. FOREX TRADING-: DAILY CURRENCY REPORT

NSE is the first Exchange to launch trading in currency futures in India. Trading in currency futures contract started on 29th August 2008.

We are plaesed to enclose a report with the sole objective to educate the market participants about Currency Derivative and forex market.http://www.nseindia.com/marketinfo/fxTracker/fxTracker.jsp#

You may get live market details in Currency Futures from the FX Tracker link available on NSE For further details please visit us at www.nseindia.com.

 You can attend seminar on currency derivatives. To enroll for seminar please register yourself on the following   http://www.nseindia.com/content/cd/seminar/cd_seminar_register.htm

 

What A Sure Way to Reduce Income Tax Burden !

A SureFire Way

 

PPF i.e. Public Provident Fund has since long been an extremely Popular and Loved instrument to invest money in order to save tax as per Indian Income Tax rules.

 

It has been considered to be very safe [ even Supreme court or for that matter President of India cannot touch it ] and rewarding [around 8% returns guaranteed ] investment.

 

Typically every indian who pays or avoids Income Tax, has at least one PPF account, operated for 14+ years and wherein everyone tries to deposit Rs. 70,000/= each year [ the maxm permissible ].

 

Let us now evaluate the facts.

Shear mathematics / arithmatics that is.

 

Rs. 70,000/ p..a. = Rs.5,834/= p.m. approx. for 14 years @ 8% would become Rs.17,68,137 .

That was 20th century India.

 

What are the avenues for the "Next Gen" of 21st century ?

 

ELSS by Mutual Funds.

What are the returns of a the better among them?

 

Birla Sun Life tax Relief "96 was launched about 14 years ago.

What were the returns over 14 years?

 

A whopping 46.73 % for one time investment and 32.56 % for SIP since Inception - 29-Mar-1996; i.e. over 13.years and 9 months.

 

19,03,863*5864= Rs. 1,27,51,731/-.

 

THAT IS STUPENDOUS 7.2 TIMES OF RETURNS BY PPF.

 

Let us understand "What is so good about  Tax related Mutual Fund?"

  

PPF gave only a small fraction as compared to Mutual Fund viz. 0.1386585 is the fraction of Mutual Fund returns.

 

CONSIDERING THE RISK OF LOOSING SAY HALF THE AMOUNT IN MARKET CRASH, THE RETURNS WOULD  STILL WORK OUT TO BE  3.6 TIMES OVER OF PPF.

 

THUS RESULTING IN A

Loss of Rs. 1,09,83,594 OUT OF INVESTMENT OF Rs. 9,80,000/=

Loss of 84.14 % of wealth that would have otherwise been created thru said  ELSS of BSL MF.

 

WHAT A SUREFIRE WAY TO LOOSE OWN Rs. ONE CRORE.!!! when investing less than 10 Lakhs!

 

Even the worst of the Equity Linked Tax Saving Mutual Fund during the same period gave double of what PPF gave.

 

PPF = INVEST Rs 9.8 LAKHS

AND

 LOOSE Rs. 1 CRORE AND 8 LAKHS.