[19] Metlife Accidental Death Benefit Rider - ADB

Metlife Accidental Death Benefit Rider - ADB, optional,

can be added to the main Life Insurance Policy

including the Monthly Income Scheme launched LAST WEEK.

Accidental Death Benefit MetMore Riders At MetLife, we want our customers to get the maximum out of their lives. Be it in terms of making their dreams come true or getting the best out of their insurance plan. With this in mind, we created MetMore which allows you to customize your life insurance plan. So that it can be tailored to meet the unique needs of you and your family members. MetMore offers you a choice of riders which are optional contracts that allow you to enjoy additional benefits. They are always attached to the basic policy at the time of purchasing it, and cannot be bought separately or independently. Each rider comes with its own premium rates and separate policy conditions. The premium, nature and characteristics of the rider are based on the base policy to which the rider is attached. So go on, get more out of life. Accidental Death Benefit Rider UIN 117C014V01 Plan Overview Death caused due to an accident is one of the most unexpected and painful of all causes of deaths. Due to the high unpredictability of this form of mishap, the benefits offered by the Accidental Death Benefit Rider become all the more important and relieving. This Rider provides for the payment of an additional amount should death occur as a result of an accident by outward violent and visible means before age 60 years. Death of the Life Insured must occur within 90 days from the date of the accident. The premium for the Rider to be collected separately. Features Plan at a Glance Minimum Entry 15 years Maximum Entry 55 years Maximum age at maturity 60 years Minimum Sum Assured Rs. 50,000 Maximum Sum Assured Rs. 50, 00,000 or base Sum Assured whichever is lower. Termination of the Rider The rider will be terminated on the earliest of: 1. The Policy anniversary on which the Person Insured is aged 60 years or Maturity date of the Base Policy, whichever is earlier; 2. The date we pay a claim under this ADB Rider 3. The date on which the ADB Rider Coverage is terminated after we receive a request from you on a Policy anniversary. 4. Non-payment of premium within the grace period. Product Benefits   Death Benefit In the unfortunate event of death due to an accident the Rider Sum Assured is paid and the policy is terminated. Reason to Buy   1. Additional Rider Sum Assured (equal to the lower of the base Sum Assured or Rs. 50 lakhs) in the unfortunate event of an accidental death. 2. The Rider can be deleted at any time on the policy anniversary. Once deleted the Rider cannot be reattached.

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